What to do if you are victim of Phishing?

What is Phishing?

Phishing is a type of cybercrime where attackers masquerade as a legitimate entity (like your bank, a tech company, or even a friend) to trick you into revealing sensitive information like passwords, credit card numbers, or personal details. It's essentially deception through digital communication.

Here's how it typically works:

1. The attacker sends you a message: This could be an email, text message, phone call, social media message, or even a fake website pop-up.
2. The message appears trustworthy: It uses logos, branding, and language that you're familiar with, creating a sense of legitimacy.
3. The message creates urgency: It often uses scare tactics, claims of urgent action needed, or offers enticing rewards to pressure you into acting quickly.
4. The message asks for information: It might request you to click on a link, download an attachment, or directly provide sensitive details.
5. If you fall for it: You unknowingly give the attacker access to your information, allowing them to steal your money, commit identity theft, or cause other harm.

Here are some key things to remember about phishing:

• It's constantly evolving: Attackers use increasingly sophisticated techniques, so it's important to stay informed and vigilant.
• Anyone can be targeted: Everyone is susceptible to phishing, regardless of age, technical expertise, or income level.
• Prevention is key: By being cautious, verifying information, and avoiding suspicious messages, you can significantly reduce your risk of falling victim.

What to do if you are a victim of Phishing?

Immediate Actions:

Disconnect your device: If you clicked a suspicious link or downloaded an attachment, disconnect your device from the internet to prevent further damage. This means turning off Wi-Fi or unplugging your ethernet cable.

Change your passwords: Immediately change the passwords for any accounts where you may have entered your information on the phishing site, especially financial accounts and those using the same password.

Contact your financial institution: If you shared any financial information like credit card numbers, call your bank or financial institution immediately. Report the incident and ask them to freeze your accounts or change your passwords.

Scan for malware: Run a thorough scan with your antivirus or anti-malware software to detect and remove any potential threats.

Further Actions:

1. Report the attack: Forward the phishing email or text to the MIS unit immediately.
2. Monitor your accounts: Keep a close eye on your bank statements, credit reports, and other affected accounts for any suspicious activity. Report any unauthorized transactions immediately.
3. Consider identity theft protection: If you believe your personal information was stolen, consider placing a fraud alert or freeze on your credit report to prevent further misuse.